Christian Dorion, Ph.D. Associate Professor Department of Finance Director of Innovation and Fellow cdi-icd.org HEC Montréal 3000, Côte-Ste-Catherine. Montréal, QC H3T 2A7 T: (514) 340-1522 — F: (514) 340-5632 christian [dot] dorion [at] hec [dot] ca